Financial and Affiliate Disclaimer

Captain FI is not a financial Adviser, and does not hold an Australian Financial Services Licence (AFSL).

Therefore, Captain FI cannot give individual or personal financial advice, financial recommendations, or even general financial Advice.

Please do not ask for personal financial advice as I am not qualified nor licenced to give any such recommendations.

CaptainFI presents historical information, facts and figures from personal experiences using various tools (including financial and investing tools) which fit into ASIC exemption s911A(2)(ec) as the sole and principal purpose of this website content is to provide factual information, reviews and personal blog content for entertainment and general information purposes only.

Any thing you read on this website is of a general nature and details my personal choices and decisions only and does not constitute advice, financial advice or investment advice.

When selecting financial and investment products or decisions, you need to thoroughly examine all options available to educate yourself to determine whether that product or decision is right for your personal circumstances.

You should potentially seek expert advice prior to making life changing decisions – Captain FI suggests seeking guidance from an independent, qualified and licenced fee-for-service Financial Advisor. In Australia, you can start this process by visiting;

Furthermore, you can read my detailed discussion with a qualified, licenced fee-for-service and not-for-profit financial Advisor.

I make every effort to keep content relevant, up to date and accurate however due to the rapidly changing subject matter (such as bank interest rates or my products fees or returns) it can be difficult to do so. As such, CaptainFI makes no guarantees that anything written on the website is accurate or factually correct.

Captain FI makes no guarantees or recommendations that any reviews, resources, tools, products or investments are accurate or that you will experience the same performance as CaptainFI when using them.

If you take offense to anything written on this website, or believe anything is factually incorrect please contact me through the Contact Form and I shall review it to either remove or update the content. Furthermore, if you are a representative of any reviewed company, tool, product or service and believe you have been unfairly or harshly reviewed or judged, or any information is out of date or incorrect, please contact me through the Contact Form and I shall review it to either review or update the content.

Captain FI does not engage in Libel, Slander or Defamation, and Captain FI retains the right to delete or modify any such comments or content on this website. Visitors engaging in defamatory, abusive, spam or otherwise inappropriate behavior or comments will be permanently banned and have their IP address blocked.

Captain FI participates in affiliate marketing throughout this website; articles may contain affiliate, promotional or paid (sponsored) links for certain products or services such as the Amazon Associates Program. Captain FI may receive a small commission or payment on any products you buy through these affiliate links (these are typically in the range of 1 – 10% of the product value). These affiliate links do not cost you anything extra, and are actually often attached to a significant discount voucher, code or bonus sign up offer. This money is paid by the affiliated service from savings out of their marketing budget. Captain FI makes no guarantees that you will benefit from these products, and simply reviews personal experience and benefits with them. Articles with affiliate links are fully disclosed.

CaptainFI participates in Google Adsense which displays ads on the website that are targeted  / relevant to the user via cookies. CaptainFI complies with all policy regulations for the Google Adsense program. CaptainFI also engages in direct advertising (paid advertising for products and services placed on the website).

CaptainFI from time to time will engage with sponsored posts (sponsored content), guest posts (content written by authors other than CaptainFI) and exclusive posts (posts with all competing links, products or advertising removed). These articles will always be disclosed as such.

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