Back when I got my first car at 16, I paid for the first servicing which was $400. This blew my fricken mind. I didn’t have that kind of money to spend on a bloody car every year!
Your savings rate is the number one factor for the time it will take you to reach Financial Independence. It is a combined measure of how fast and efficiently you are increasing your Net Worth.
We all know that a low cost of living is crucial to maximising your savings rate and minimise your time to reaching FI, but maintaining a low cost of living is also a principle of minimalism; being mindful with your money. None of us like waste, so here are my top tips to Shave years off FI with your grooming!
I’m a millennial and I am self sustainable. Yes I enjoy my smashed avocado toast and I intend on buying several houses. Check out my guide on how you can too.