Sometimes you can get a bit wrapped up in the whole Financial Independence journey, eeking out every bit of saving here and there. This is a good thing if it lets you focus your spending on things that really matter. But if its causing you to stress out and alienate yourself from your social interactions, then I don’t think its worth the sacrifice.
The early years of your child’s life can be very expensive as there is a fair bit of stuff that you do need, and because of how fast they develop and grow, they can outgrow clothes and other equipment like booster seats and prams frustratingly quickly
The act of giving birth or having your child delivered can have some significant costs if you have not adequately prepared.
A mortgage broker is an independent third party which helps connect you to lending products suitable for your personal circumstances, and can usually get you a much better (and quicker) deal than trying to go directly through the banks yourself.
Click here for a WeMoney review and customer analysis from a long term Australian investor on the path to Financial Independence. Is WeMoney is safe to use?
The first stage of raising a child starts with the pregnancy. Well, I guess it starts with something much funner, but it leads to pregnancy. Pregnancy might not be something you think of as being expensive, but it can be incredibly expensive and taxing for some parents.
We all know the first step to Financial Independence is tracking your spending! PocketSmith is probably the best expense tracking software I have found, and since switching to PocketSmith from manually documenting my spending (on my iPhone notes and transcribing to excel spreadsheets) I have found it so much easier and less stressful
I do not plan to raise a family on my own. Hell No! There are so many tasks and things to be done, honestly I don’t know how single parents do it! They are the super-heroes of our society. I know because I was raised by a single Mum, and the sacrifices she made were incredible
Something that everyone on the path to Financial Independence should consider, is brewing your own beverages. For the fraction of the price of commercially bought drinks, you can brew amazing craft beverages that are way better than anything you could buy commercially
I talk a lot of smack on this site about how good I am at saving and keeping my cost of living down by being frugal, so perhaps its about time I put my ‘Money where my mouth is’ and fess up to my ACTUAL grocery bills.