Finance blogs – the best financial independence and personal finance blogs from Australia and the World!
Financial Independence
Financial Independence tips and tricks
What is the Opposite of Frugal?
Let’s look at the meaning of frugality, its synonyms & antonyms, and how it differs from ‘cheap’. So, can you still reach FI if you’re the opposite of frugal?
Best Finance and Investing Podcasts
Captain Fi’s shortlist of the best personal finance and financial independence podcasts in Australia and all over the world.
Save Money on Bills; Scripts to Negotiate Your Bills
There are many ways to save money on bills, but have you tried calling your provider and actually ASKING for a better deal? Here are the scripts I use..
UniSuper Review – How do they compare?
UniSuper is an award-winning super fund which is also one of Australia’s largest. Read this UniSuper review to see what they can offer and how they measure up.
Being a Live In Carer for my Dying Mother
A live in carer is someone who cares for someone whilst living in their home. This is my experience as a live in carer for my mother before she passed away.
Captain FI’s Residential joint venture property development investment
Captain FI’s residential joint venture property development investment – what it takes to finance and manage a subdivision and build on a small development
Dividends vs Capital Gains Investing styles
Dividends vs Capital gains (Thornhill vs Boglehead) investing strategies explained. Is one better than the other? Let’s look at each strategy in detail..
Stake review; is it really cost-effective share trading?
Full Stake review from a long term investor who has reached financial independence. Learn about Stake fees, Stake Black and if Stake is legit.
Youi Car Insurance Review – award winning car insurance
Youi award winning car insurance can help provide peace of mind if the unexpected happens. Read on for my full Youi car insurance review..
Financial Independence Retire Early (FIRE) for Beginners
Financial Independence gives you the choice to direct your time and energy into the things that you truly value, rather than the things that you don’t.
10 At Home DIY Projects to Save You Money
There are simple at home DIY projects you can do to save you heaps of money. Here are 10 ideas – how many of these have you done, or would consider doing?
House Hacking in Australia: How to Save Money On Housing
Looking for ways to save money on your housing in Australia? House hacking is a potential solution. Read on as I explain further..
Australian Super Review – What You Need To Know
Australian Super is Australia’s biggest super fund. Here’s my Australian Super review to help you decide if it’s the right super fund for you.
FIRE Investment Portfolio Strategic Asset Allocation
Asset allocations can be a source of self doubt and something any investor can change their mind on. Let’s look at asset types & my strategic asset allocation.
AllHomes Review; Real Estate website and App
AllHomes is a real estate website and app, based in Canberra, with listings for the whole country. Read on for my full AllHomes review..
RSPCA Pet Insurance Review: Are They the Best?
RSPCA pet insurance is one of the most popular insurers in Australia, but are they the best? Here’s my full RSPCA Pet Insurance review.
Barefoot Investor Health Insurance
Barefoot Investor health insurance is Scott Pape’s tips and recommendations for obtaining health insurance in Australia. So, do you really need it? Read on..
Finder Review: Is this website safe to use?
Finder is a comparison site that allows you to compare products and find the best deal. So can you trust it? Read my full Finder review.
Woolworths Pet Insurance Review; Is it worth it?
Woolworths Pet Insurance can be a way of protecting your bank balance against vet bill shock. But is it worth it? Here’s my Woolworths pet insurance review.
Podcast | Andy Darroch – Independent Financial Advisor
On board the pod today is Andy Darroch. Andy calls himself a self-loathing financial advisor and has some controversial views on the financial advice industry.
Biggest Waste of Money – 11 Ways to Waste Your Money
Here are 11 ways to waste your money really fast! Take a look at your spending habits. Which one of the following do you think is the biggest waste of money?
MLC Superannuation Review: How do they measure up?
MLC is a stalwart of Australian superannuation funds. Read this MLC superannuation review to help weigh up if their offerings are right for you.
Vanguard Diversified High Growth Index ETF (ASX:VDHG) Review
VDHG ETF review; A complete review of Vanguard Diversified High Growth Index ETF (ASX:VDHG) from a long term index fund investor. Read on..
How to Start Investing in Australia
Have you wondered how to start investing in Australia? Yes, there are heaps of options, but don’t let that put you off. Here are some investment options.
Barefoot Investor Buckets – How to set up your barefoot buckets in 2023
What are, and how to set up the barefoot investor buckets.
Family Financial Planning – The cost of raising children in 2023
From pregnancy and birth, to raising young kids, there’s a lot to consider when it comes to family financial planning. So what is the cost of raising children?
Aussie Paid Surveys Review
Aussie Paid Surveys gives users access to websites that pay for completion of surveys. So, is it worth it? Â Here’s my full Aussie Paid Surveys review..
RAA Car Insurance Review
RAA provides car insurance and other services. So what are the pros and cons and is it worth it for those outside SA? Here’s my full RAA car insurance review.
Bank of Melbourne Review; How do they measure up?
In this Bank of Melbourne review, I evaluate their offerings and accounts, weigh the pros and cons of being a customer with them and discuss their FAQs.
Investing in index funds in Australia in 2023
Investing in index funds in Australia is a simple and easy way to get your dollar employees working for you. So what is an index fund? Why are they so popular?
Sharesies Review; Is this investing platform trustworthy?
Sharesies is a popular NZ-based investing platform. Learn about features, regulatory & ownership structure, and investment options in my full Sharesies review.
Proppie Review; Shared property ownership
Proppie makes it easier for people to get into the property market sooner and facilitates shared property ownership. Read my full Proppie review..
Budget Direct Car Insurance review
Car insurance premiums can vary a lot! I found Budget Direct and stuck with them. Read on for my Budget Direct car insurance review..
What is Income Protection Insurance?
An in-depth evaluation into what income protection insurance is, who is most likely to benefit from it and the average price of a policy.
Pearler Micro review – the best way to start your investing journey?
A comprehensive Pearler Micro review from an experienced and long-term investor. Is Pearler Micro the best way to start your investing?
Buying International Shares from Australia
Getting exposure to international markets doesn’t have to be difficult. By choosing ETFs, buying international shares from Australia can be easy!
Budget Camping; My Frugal Vehicle Camping Set Up
There are many ways you can go budget camping. Check out how I set up my vehicle and camping gear in the most frugal way.
Matched Betting – An interview with Bonus Bank
An interview with Nico from Bonus Bank. What is matched betting, what is his experience with it and how can people make money from this side hustle?
Podcast | An interview of Captain Fi on The Money Pal
I was interviewed by Jesse from The Money Pal. Jesse and I discuss online business, investing, multidisciplinary learning and heaps more. It’s a juicy one!
Top 10 Benefits of Financial Independence
Here are the top 10 benefits of financial independence and why I have been so passionate about the whole FIRE movement. Read on..
Barefoot Investor Review; Does the Barefoot Investor Work?
Does Barefoot Investor work? My Barefoot Investor review covers his steps to reach financial independence and explains how this book changed my life.
Drawbacks of Financial Independence and the FIRE movement
There can be downsides to pursuing financial independence. While there are many huge benefits, I have described 10 drawbacks of the FIRE movement here..
An interview with the founders of Pearler
Because who doesn’t love a good Q & A, right? I have invited Kurt and the team from Pearler to come and have a chat about the platform, and where it’s headed.
An interview with Paul Tagell from UpBank
An interview with Paul Tagell, head of marketing at UpBank, about features of this digital bank, their business model & why people might want to choose UpBank.
10 Money Saving Tips for 2023
There are some simple things you can start doing now to save more money fast. These 10 money saving tips can help you reduce your expenses and get ahead.
HubDoc Review; making tax time easier?
Hubdoc is a reasonably priced application for extracting data from bills and receipts and exporting it to accounting software. Read on for a full Hubdoc review.
An interview with Russel from Stake
Stake is an online share trading platform where you can buy US stocks with $0 brokerage. This is my interview with Russel from Stake.
Australian Foundation Investment Company AFIC (ASX:AFI) LIC review
Read on for the Australian Foundation Investment Company review (ASX:AFI) – Australia’s largest LIC, from an experienced and long term investor.
Captain Fi Podcast | Money with Ana Kresina
On board the pod is Ana Kresina who works in Fintech under product management. We discuss career advancement, personal finance, travel and investing.
CoinLedger review – Crypto tax software
CoinLedger is software for calculating tax liability for cryptocurrency in 16 countries. Most of the features are free but you must pay for a tax report.
An interview with WeMoney CEO, Dan Jovevski
An interview with Dan Jovevski, CEO of WeMoney. We discuss how WeMoney works, how it can help you manage your money, and what the future of WeMoney looks like!
Crypto.com review; the best Crypto exchange?
Crypto.com: a crypto exchange with its own cryptocurrency, the Cronos. It operates in 90 countries, and the platform’s easy to use. Here’s my Crypto.com review.
FreshBooks Review; online accounting service
FreshBooks has reasonably priced cloud-based accounting software with an app for small businesses and a number of useful features. Here’s my Freshbooks review.
How To Use Debt To Get Richer
Not all debt is bad, so it’s important to know the difference between good debt and bad debt. Read on as we unpack how to use debt to get richer!
Bet365 Review – can you profit from 365Bet?
Bet365 is an online gambling company based in UK. It operates in more than 200 countries & has a wide variety of sports for betting. Here’s my Bet365 review.
MyBudget Review; How does it work?
MyBudget is an Australian service that creates budgets for clients and helps them to pay down debt and to save more. Here is the full MyBudget review..
Deposit Photos Review – paying for images
DepositPhotos is a stock photo website with more than 1.5 million images as well as music and videos. Read on for the full Deposit Photos Review.
Energy Rating Calculator Review; How does it work?
The Energy Rating Calculator allows consumers to calculate the cost of running an appliance. It adds the cost of the appliance to the cost of the electricity.
TaxBit Review – Cryptocurrency tax software
A thorough review of cryptocurrency tax platform TaxBit including how it works, pricing, pros and cons and FAQs. Read on for the full Taxbit review..
Retirement Planning; Investment Portfolio Safe Withdrawal Rates
Part of retirement planning is working out your safe withdrawal rate from your investment portfolio. So how much can you actually withdraw and how does it work?
Captain Fi Podcast – Tax with Minh
On the Pod today is Minh, a licensed tax accountant to talk about some of the things that you should consider when submitting your tax return.
Online Investing Australia; What Are My Options?
Interested in investing online? There are many options. From shares, bonds and property, to digital business. Let’s dive deeper into Online Investing Australia.
Hi Pages Review; How does it work?
Hi pages is an Australian service that connects trusted tradies with homeowners. The service is free for clients, but tradies pay a monthly subscription.
Cash is Trash? So where should you actually put your cash in 2023
Do people still keep cash these days? If you have large amounts of cash on you, or in a bank account, then cash is trash! There may be better options for you..
Airtasker Review; Is it worth it?
Airtasker is a platform where people can post jobs that need to be done. So is it easy to use and how much does it cost? Read on for the full Airtasker review.
Finance broker: Can they really save you money?
A finance broker is a third party that helps to connect you to a lender, with the goal of getting you the best deal that they can. Is it really worth it though?
Shares vs Property; What’s the better investment?
The debate: whether to invest in shares vs property is one that rages on in the FIRE community. Your asset of choice depends on the kind of investor you are.Â
eBusiness Institute Review: Does it work and can you trust them?
This eBusiness Institute review considers whether the eBusiness Institute courses are good value for money and the various courses offered.
Podcast – Pearler update with cofounder Nic Nicolaides
Since I started investing through Pearler in 2020 a lot has changed. Todays podcast guest is Nic Nicolaides, one of the cofounders of Pearler give us an update!
Bad Debt; What Is It, and How to Get Out of it!
Bad debt refers to consumer debt, whereas good debt is usually debt that refers to assets, such as a mortgage. So how do you get out of bad debt and get ahead?
Podcast – Amber Parr on GeoArbitrage to South East Asia
On board the podcast today is Amber Parr – one half of the Money Madams Podcast to share her knowledge and experience with geo-arbitrage.
Buying in Bulk to Save Money
Buying in bulk often will save you money, but there can be hidden costs. You need to look at the unit price and do your comparisons.
Wise Review; the cheapest way to transfer money overseas?
Wise is a P2P currency exchange service allowing you to hold balances in different currencies. Read on for the full Wise review, including pros and cons.
Property Investing to reach Financial Independence
You can reach financial independence through property investing but you need to be smart about it. Let’s take a look at this asset class for building wealth.
What is Life Insurance, and Do I Need It?
What is life insurance exactly? An all inclusive evaluation of what life insurance is, the different types available, who they’re for and how much they cost.
Unsplash Images Review – images for free
Unsplash images are free stock images that can be used by anyone. So how does it work, are there rules, and what are the pros and cons? Read on..
‘Why you act the way you do’ by Tim Lahaye. Is this worth reading?
Looking for a book that can help you better understand yourself and others around you? check out ‘Why You Act The Way You Do’ by Tim Lahaye
Financial Independence through Assets
There’s a vital difference between an asset & a liability. You can reach financial independence by investing in assets. Let’s take a look at the asset classes.
Finspo review – making home loans easier?
Finspo is an online mortgage broker with an app to help you find a home loan and pay it off ASAP. So are they really worth it and is it free? Read on..
10 Ways To Embrace Frugality So You Can Invest More
10 ways to be embrace frugality where spending is inevitable, to invest more money into your future and help you achieve financial independence.
SmarterQueue review; Smarter social media scheduling?
Looking for a social media scheduling platform? Check out Smarterqueue! With a free trial and 4 different plans, there’s sure to be an option that suits you.
Receipt Jar Review – turning receipts into cash
Receipt Jar is an app for both android and IOS smartphones. Users scan their shopping receipts in order to earn eGift cards. Is it really worth it?
Audible Review – listen to your favourite books
Audible provides its subscribers with either 1 or 2 audiobooks per month as well as giving access to podcasts. Read on for the full Audible review.
TaskRabbit Review; the best task platform?
Wondering if TaskRabbit is worth it? We break down the platform, including prices, services, and more, to help you decide if it’s the right fit for you.
Top 10 FIRE Blogs Worldwide
A detailed review of the 10 best worldwide FIRE blogs, including information about the authors and the content that they publish.
Podcast – Lacey Filipich on Life, Money, Mini-retirements, and Death
On board the podcast today is Lacey Filipich, acclaimed public speaker and author of Money School, to talk about life, Money, Mini-retirements and Death
Top 10 FIRE blogs in Australia – retire early and enjoy life
While many aspire to FIRE, and financial freedom, following the top 10 FIRE blogs in Australia can help with tips and tricks to get you there faster.
Magic Mushrooms – My experience with Psilocybin shrooms
Read about my profound spiritual healing experience with psilocybin taking psilocybe subaeruginosa shrooms.
E Tax review – Australian tax return software
E Tax is a tax return preparation and lodgement service that can take the worry out of getting your taxes right. Is an online service like E Tax worthwhile?
Spriggy Review – Pocket money card and App
Spriggy pocket money app and card can teach kids the fundamentals of financial management in a cashless society. Is it worth it? Read the full Spriggy review.
Financial Abuse – What to look out for
Financial abuse: a form of coercive control that falls within the context of domestic abuse. Recognising the signs & educating yourself is the best protection.
What is FAT FIRE?
The FAT FIRE movement has caught the attention of many in the workforce, with the idea of reaching FI to RE. So what is FAT FIRE and how do you achieve it?
Tiger Brokers Review
A review of the online investing platform Tiger Brokers and whether it’s a viable option for those looking to expand their investment portfolio internationally.
BearTax Review – Cryptocurrency Tax Software
BearTax can help keep track of your crypto transactions for tax purposes, and ease the headache of record-keeping in preparation for tax time.
Tiny Houses Australia – Compact living for Financial Independence
Tiny houses are gaining in popularity in Australia. As housing affordability becomes even more of an issue, tiny houses can provide a cheaper housing solution.
H and R Block Review – no-frills tax accounting
It doesn’t have to be tax time to start thinking about tax preparation. Let’s look at H and R Block – the pros and cons of using them for your tax accounting.
Search Engine Optimisation – What is SEO?
Ever wondered about SEO? Read this SEO guide to learn what Search Engine Optimisation is and how it can help your website rank higher in search engines.
SEEK review – a way to find better paying roles?
SEEK is an Australian run website aimed at connecting job seekers with job opportunities. SEEK also provides tips and advice. Read on for the full Seek review.
Copyscape Review; The Best Plagiarism Checker?
Considering using Copyscape to check for plagiarism? What are the features and how much is it? Find out everything you need to know in this Copyscape review.
Podcast – Insurance with the MoneyMadam Katherine Hayes
On board the podcast today is the MoneyMadam Katherine Hayes, to talk all about Personal Insurances (how to cover your butt!)
Choice Review; Is it a reliable and trustworthy website?
Choice is an Australian consumer advocacy group. Choice also provides unbiased advice on products and services. Read on for the full Choice review..
Bamboo App Review; Micro-investing for Crypto
Investing in crypto for the first time can be daunting, but Bamboo app makes it easy to invest in Bitcoin and Ethereum with your spare change.
ANZ Bank Review – One of the best ‘Big 4’?
ANZ is the biggest bank in New Zealand and a popular choice for many Aussies. There’s also varying pros and cons. Here’s my full ANZ bank review.
Commonwealth Bank Review; Does it live up to the hype?
Commonwealth Bank is one of the Big 4 banks in Australia. Plenty of bad reviews but also many loyal customers. Read on for the full Commonwealth Bank review.
Why airport food is so expensive – 10 reasons
Ever wondered why that sandwich and coffee is so pricey at the airport? It’s not just ‘because they can’. Here’s 10 reasons why airport food is so expensive.
Surfer SEO Review – Ultimate Website SEO Optimisation
Is Surfer SEO the best content editor and on-page optimisation tool out there? Find out in this comprehensive Surfer SEO review.
WestPac Bank Review – How Does it Measure Up?
Westpac bank is Australia’s oldest bank and offers a range of accounts and loans, however there are also mixed reviews. Check out the full Westpac Bank review.
An interview with CaptainFI on ETFs for Beginners
Check out Captain FI’s interview with Phil Muscatello and Ana Kresina on ETFs for beginners where we talk about Financial Independence, Retire Early
Investing in Gold in Australia
Everything you need to know about investing in gold in Australia from an experienced and long term investor on the path to financial independence.
NAB Bank Review – is a ‘Big 4’ bank better?
A NAB bank Review for Australians seeking a reliable banking experience with one of the Big 4 Banks. What are the pros and cons?
This is your Captain speaking #3 – Early Retirement Update
‘This is your Captain Speaking’ is a series from the Financial Independence Podcast where CaptainFI provides updates on his FIRE journey
ME bank review
Find out if ME digital bank is a good choice for your accounts with this ME bank review. Learn more about what kind of value they provide their customers.
Octopus Survey Review
This Octopus Survey review will give you a complete overview of this survey company. How it works, what they pay, and whether or not this is worth your time.
Canva Pro review; is it worth it?
Canva is a graphic design tool with a free and a paid version. Is a Canva Pro membership really worth it? Read my Canva Pro review to see what I discovered.
Superannuation in Australia
Superannuation and its role in early retirement from an experienced and long term investor on the path to Financial Independence
Sherry from Save Spend Splurge
Save Spend Splurge Featured Interview. Sherry is a Financially Independent author and contractor, and helps empower women to become financially independent
86400 bank review; the first smartbank
86400 bank review from an experienced and long term investor on the path to financial independence.
Expensive things I bought that save money
Here are some pricey things I have bought which have brought me a lot of joy and saved me a lot of money in the long run.
Smashed Avocado by Nicole Haddow – Book Summary
Smashed Avocado is Nicole Haddow’s story of how she turned her life around, from significantly in debt to becoming a property investor.
Zero Waste Home | Bea Johnson – Book Summary
Zero Waste home is Bea Johnsons remarkable story of how her family almost completely eliminated their household waste – producing now less than one quart of garbage per year!
The Slight Edge | Jeff Olson – Book Summary
The Slight Edge proposes a new way of thinking. This method of processing information helps you make small daily choices that build to create a positive spiral.
Spenditude | Paul Gordon & Janine Robertson – Book Summary
Spenditude is written by a pair of finance experts, and is all about changing your underlying attitude and opinion of money to bring about meaningful change to your financial habits
You can negotiate anything | Herb Cohen – Book Summary
Written in 1980, Cohen shows that life is a constant stream of negotiations which occur in almost every avenue, including many which people don’t understand or are unwilling to recognise
2040 A handbook for the Regeneration | Damon Gameau
‘2040’ envisions what life might be like for Gameau’s daughter if we proactively tackled climate change with drastic changes our environment desperately needs.
The Happiness Advantage | Shawn Achor – Book Summary
In The Happiness Advantage, Achor explains his 7 principles that fuel success and performance at work and covers techniques to rewire your brain for happiness.
Tiny house: live small, dream big | Brent Heavener
Brent Heavener’s Tiny House is a book inspired by his original blogging and Instagram account (@TinyHouse) about alternative living arrangements.
Stillness is the key | Ryan Holiday – Book Summary
Stillness is the key by Holiday relates Stoicism to modern life, and explains how influential people have been able to channel its power to become successful.
How to Fail | Elizabeth Day – Book Summary
Learning how to fail is a very valuable lesson that anyone on the path to Financial Independence should learn, because ultimately the path to Financial Independence is paved with failure
Chillpreneur | Denise Duffield-Thomas – Book Summary
Chillpreneur is an easy read about Denise’s strategy to take back control of your life. Denise shares her inspirational (and funny) stories and teaches you how to overcome limiting beliefs when it comes to money, with the aim to empower more people (specifically women) to become more financially successful.
In Defense of Food | Michael Pollan – Book Summary
In Defense of Food – an eater’s manifesto is written by accomplished food author and lecturer Michael Pollan.
Flash Boys | Michael Lewis – Book Summary
Flash Boys is a story about a group of finance professionals who investigated some shady practices in the industry – such as High Frequency Trading.
John Bogle on Investing | John Bogle – Book Summary
John Bogle on Investing is a collection of the best speeches and lessons presented by John Bogle, founder of Vanguard Investments, over his lifetime
Common Sense on Mutual Funds | John Bogle – Book Summary
First published in 1999 by the late John Bogle, Common Sense on Mutual Funds explains how investors can best use mutual funds to reach their investing goals.
The Elements of Investing | Burton Malkiel and Charles Ellis
Malkiel and Ellis aim to remove all the jargon and bullshit the financial industry throws at you, and distil investing down into its most basic and easy to understand form.
Stop Acting Rich | Thomas J. Stanley – Book Summary
Stop Acting Rich addresses one of the fundamental mindset deficiencies that stops most people from becoming millionaires: They act rich.
The Millionaire Mind | Thomas J. Stanley – Book Summary
In the Millionaire mind, Stanley delves deeper into the psyche of the average Millionaire, finding out how they tick so we can reverse engineer important lessons
The Wealthy Barber | David Chilton – Book Summary
Pay yourself first is the big take away from The Wealthy Barber, a story about being financially boring – but responsible.
How to Retire Happy, Wild and Free | Ernie Zelinski
How to Retire Happy, Wild and Free tackles the very important and often neglected area of retirement psychology and mental health.
Financial advisors – Do I need one?
Financial advisors are qualified finance professionals who are regulated by a number of professional bodies and regulators to provide personal financial advice.
You Need A Budget | Jesse Mecham – Book Review
Mecham founded YNAB (You Need a Budget), an online software budgeting tool which has helped many people create a budget and get on top of their finances.
Quit Like a Millionaire | Kristy Shen JL Collins
Quit Like a Millionaire is the story of how Shen and Leung were able to retire early without any crazy schemes, extreme risk exposure, luck or inheritance.
Meet the Frugalwoods | Elizabeth Willard Thames
Meet the Frugalwoods is a fun read. It is not about hard and fast rules for investing and early retirement, but rather an interesting personal story about a regular American family and their journey to Financial Independence.
How to win friends and influence people | Dale Carnegie
How to win friends and influence people by Dale Carnegie has shaped behavioural psychology since its release in 1936. This self help classic focuses on your relationships and interactions with other people, demonstrating through examples of mindfulness how you can become more likeable, win people over and and lead others without being intrusive.
How to Retire Early | Robert and Robin Charlton
How to Retire Early by Robert and Robin Charlton is a summary and practical guide of their personal experiences working to achieve an early retirement by age 43,
Work Less, Live More | Robert Clyatt – Book Summary
work less live more: Semi-retirement is all about simplifying your life with a few simple changes and designing a lifestyle around sustainability, efficiency and your community
Quality of products – why quality products matter
Quality of products generally might mean a higher price upfront, but a much lower lifetime cost – this is exactly why quality products matter!
Set for Life | Scott Trench – Book Summary
Scott Trench from BiggerPockets – a property investment and financial independence blog teaches you through Set for Life how to build financial independence
An interview with Byron Tully
An interview with Byron Tully, an accomplished writer and author of the ‘Old Money’ book series.
Financial Freedom | Grant Sabatier – Book Summary
Financial Freedom is a guide to helping you make more money in less time, so that you can use your time more effectively on things you enjoy
Playing with FIRE | Scott Rieckens – Book Summary
Rieckens had his dream life: A luxury car, yacht club membership and a big house. Underneath this facade, he was struggling with depression, overworked and overwhelmed, with no exit strategy.
The Seven Laws of Money | Mike Phillips – Book Summary
A bit of a cult classic amongst entrepreneurs and executives alike, the Seven Laws of Money has been around for nearly half a century.
Against Thrift | James Livingston – Book Summary
Livingston explains how America’s extreme wealth gap (the growing difference between the have’s and the have not’s) undermines its economic growth by hampering the public’s ability to spend.
Sleep solutions – getting a good night sleep
Sleep solutions help you get a good, restful nights sleep – this is incredibly important for your short term performance, and your long term health.
Frugal vs Cheap
I think there is an incredible difference between being Frugal, and being cheap. Frugal is good, Cheap is not.
The Little Book of Common Sense Investing | John Bogle
The little book of common sense investing by John Bogle is a holy grail for investors. It has one clear take-away: owning a diversified portfolio of stocks and holding it for the long term is the only way to guarantee your fair share of stock market returns.
Pareto’s Law: The 80 / 20 Principle
Pareto’s Law, sometimes called the 80 / 20 principle, simply states that 80% of your results come from 20% of your efforts. It is a remarkably simple concept which reminds us to focus on the ‘low hanging fruit’, and not waste our time perfecting something ad infinitum.
The Life You Can Save: How to Do Your Part to End World Poverty | Peter Singer
Peter Singer’s classic ‘The Life You Can Save’ tackles the big issues surrounding World Poverty, Philanthropy and Charities. Singer encourages the reader to be cognisant of their role as a global citizen, and to help others as we help ourselves.
What Technology Wants | Kevin Kelly
Kevin Kelly, the former editor of Wired magazine and self confessed ‘Gadget’ addict, makes commentary on the increasing amounts of technology in our lives and how it shapes and influences our behaviour, emotions and even spending habits.
Scratch Beginnings: Me, $25, and the Search for the American Dream | Adam Shepard
Shepard sets out to a new city with nothing – only $25 in his pocket, the clothes he is wearing and a sleeping bag, and tries to build a new life.
The Paradox of Choice: Why too many options makes you unhappy
Have you ever walked into a gas station to pay for fuel and thought you might grab something sweet, only to be totally overwhelmed at the massive selection of every single candy bar that had ever graced the shelves of human kind?
The Barefoot Investor Blueprint
The Barefoot Investor blueprint was a subscription stock tipping and general financial advice newsletter run by The Barefoot Investor Scott Pape and his team of accountants and marketers.
Impulsivity and Self Discipline: Why I set myself limits
Setting soft boundaries and guidelines are a great way to practice self discipline and keep yourself on track to achieve the best you can, and enjoy life.
Plenitude: The New Economics of True Wealth | Juliet B. Schor
In Plenitude, Schor exults transitioning into a richer, more balanced life by focusing on sustainability in our economic systems.
Rich Dad Poor Dad | Robert Kiyosaki
Rich Dad – Poor Dad is written by Robert Kiyosaki. He is a pretty accomplished author and investor, and was made famous for this stylised work of fiction that really hammers home important financial and life lessons of investing in assets and businesses, including the use of leverage.
Goal Setting for Smart Investors
Smart investors know they need to set goals on the path to reaching FI. These need to be Specific, Measurable, Achievable, Relevant and Time-based.
Tough Times Never Last, But Tough People Do! | Robert Schuller
Tough times never last, but tough people do goes to lengths to discuss why some people are so resilient and are able to bounce back from difficult or traumatic events.
The China Study | Dr Colin T Campbell
The China Study is a book written by Dr Colin Campbell, which was first published in 2005 in the United States. It is one of the best selling American books about nutrition.
Guide to Economic Indicators: Making Sense of Economics | Richard Stutley and The Economist
Economic indicators include GDP, Population, unemployment rates, government expenditure, inflation, exchange rates and wages.
Naked Economics: Undressing the Dismal Science | Charles J. Wheelan
In Naked Economics, Wheelan casually explains how personal finance is simply the consequence of global economics, and how understanding the bigger picture helps you to succeed with your individual money goals.
What happens when you pay off your mortgage in Australia
Most people have dreams about it – but is it practical to pay off your mortgage early, and what happens when you pay off your mortgage in Australia?
Do I have to pay tax on passive income in Australia?
Passive income is the goal for most of us on the path to Financial Independence. It allows us to continue living our best life whilst our assets tick away in the background, providing us with enough income to cover our cost of living. Actually that is the definition of financial independence; when ones income covers their cost of living. So how does tax work when it comes to passively earned income?
The Only Investment Guide You’ll Ever Need | Andrew Tobias
The Only Investment Guide You’ll Ever Need by Andrew Tobias is a great finance resource that is targeted at an American audience.
Struck by Lightning: The curious world of probabilities | Jeffrey Rosenthal
Struck by lightning is an entertaining read which provides the reader with an insight into the curious world of probabilities.
A Guide to the Good Life: The Ancient Art of Stoic Joy | William B. Irvine
A guide to the good life (the ancient art of stoic joy) is all about being content with less, and letting go of stress. Irvine gives the reader an insight into the stoic philosophy that was so popular in ancient Rome, and is still all to relevant in today’s society.
I Will Teach You To Be Rich | Rahmit Sethi
I will teach you to be Rich is Sethi’s advice about how you can be sensible about your income, budgeting, saving and investing and slowly grow richer every day.
Toward Rational Exuberance | B. Mark Smith
Toward Rational Exuberance is Smith’s story of how the stock market made its stunning transformation from a very private, closed industry into the widely discussed and openly invested in asset that it is today.
A Random Walk Down Wall Street | Burton Malkiel
In A Random Walk down Wall Street, Malkiel presents the author with a mountain of information; this is not a quick read, nor an easy one.
Economics Explained | Robert Heilbroner, Lester Thurow
Economics Explained tackles core economic principles, as well as providing insights on the disturbing growing trends of income inequality, the rise of globalised capitalism, and the silent tax or hidden erosion of wealth through inflation.
Extreme Ownership; How US Navy Seals Lead and Win | Jocko Willink, Leif Babin – Book Summary
Extreme ownership is a book on Leadership; Willink and Babin explain how using simple military techniques empowers your team to take ownership.
The Lean Start-up | Eric Ries – Book Summary
The Lean Start-up by Eric Ries is a book about managing uncertainty in business, and is specifically designed for start-ups.
Your Money Or Your Life | Vicki Robin – Book Summary
Your Money or your life; 9 steps to transforming your relationship with money and achieving financial independence was one of the original financial self help books which tackled the concept of ‘FIRE’ all the way back in 1992!
What to Expect When You’re Expecting | Heidi Murkoff
Heidi Murkoff’s What to Expect When You’re Expecting has become one of the most authoritative self help guides on pregnancy.
The One-Page Financial Plan; A Simple Way to Be Smart About Your Money | Carl Richards
Carl Richards offers readers some simple and basic tips to improve their finances and reduce stress through the use of a very simple financial plan.
From 0 to 130 properties in 3.5 years | Steven McKnight
Think and Grow Rich is a summary of over 20 years of research and observations of over 500 wealthy individuals. Hill describes how he observed these people to be successful, and provides 13 of their most common habits. With over 70 million copies sold, Hill is one of the best selling self help authors around.
The Journey to a Free Cost of Living
On the journey to Financial Independence, we gradually build up our invested assets which provide us an ever increasing stream of passive income. Dollar by Dollar, this passive income grows to eventually cover an increasing amount of our cost of living.
The Bogleheads’ Guide to Investing | Taylor Larimore
The Bogleheads’ Guide to Investing is a no nonsense guide to investing for everyone; teenagers, families, single parents & even those approaching retirement!
Early Retirement Extreme | Jacob Fisker
Early Retirement Extreme is a monster read. Fisker discusses how the consumer culture in the western world has led to a culture of decadence and waste.
Toxic Oil | Dave Gillespie – Book Summary
Toxic Oil is centred around the widespread use of Seed and Vegetable oils by the food manufacturing and fast food industries.
Nudge: Improving Decisions About Health, Wealth and Happiness | Richard H. Thaler, Cass R. Sunstein
A New York Times bestseller, Nudge is about improving your decision making and is co-authored by the 2017 Nobel Prize winning Author Richard Thaler, and Harvard law processor Cass Sunstein.
Reflections on Minimalism, Hoarding and Moving House on the path to FIRE
During my career I have moved 11 times, as well as spending significant periods (3 months +) interstate doing training courses and also living and working abroad. These have really helped me on the path to Financial Independence as it has helped me to understand what I really need to function and be happy.
The 4-Hour Work Week | Timothy Ferriss
At its core, the 4-hour work week is about changing your thinking. Ferriss encourages us to forget outdated concepts of working a 9-5 grind and retiring at 65.
The Richest Man in Babylon | George S. Clason
The Richest Man in Babylon is a pragmatic account of financial advice told through parables and stories from ancient Babylon.
Sweet Poison | Dave Gillespie
Sweet poison is centred around the health dangers of High Fructose Corn Syrup and its extensive use in the manufactured food industry.
Principles of Financial Independence
The Principles of FIRE form the foundation of the movement, and guide your behaviour in a way that helps you achieve happiness and success on your journey.
Work Optional; Retire Early The Non-Penny-Pinching Way | Tanja Heste
Heste blogged towards reaching financial Independence, and Work Optional is the summary of this blog, distilled into a convenient and well edited book.
Cashflow Quadrant | Robert Kiyosaki – Book Summary
Cashflow Quadrant is a great financial education book and the follow up to Kiyosaki’s best seller Rich Dad Poor Dad. Cashflow Quadrant focuses on educating the reader on the four types of earners
The Magic of Thinking Big | David J Schwartz – Book Summary
The Magic of Thinking Big is all about self confidence and believing in yourself. Schwartz teaches you to think big, and about the power of positivity and mindset when you want to achieve your goals.
The Simple Path to Wealth | JL Collins
JL Collins is one of the undisputed heavy weights of the personal finance industry. He presents his no-nonsense advice and blogs freely on the topic and about his journey to Financial Independence.
My first transition to retirement financial planning process
This article explains in detail how I am going to structure my finances during retirement. Personally, I have broken this up into three stages based on age – FIRE, traditional early retirement, and conventional retirement.
The Automatic Millionaire | David Bach
Bach offers the reader a simple, step-by-step guide for gradually building wealth. By relying on constant, automatic small transactions and investments, Bach shows that even those with poor discipline can become Millionaires
Passive income ideas for Australia
Earning Passive income is a great way to boost your finances to accelerate your journey to Financial Independence. Check out my top passive income earners.
The Power of Habit – Why we do what we do and how to change | Charles Duhigg
Duhigg’s ‘The Power of Habit’ is behavioural psychology book and a New York Times best seller. Duhigg challenges you to view the the way you go about life and behave; your habits.
The Little Book that Beats the Market | Joel Greenblatt
The Little Book that (still) beats the market is a guide to implementing a simple mathematical formula for deciding whether to buy a stock, in order to generate long term profit.
The life changing magic of not giving a F*ck | Sarah Knight
Sarah Knight is a freelance author and editor who graduated from Harvard University. She has created a funny, informative and practical book in The life changing magic of not giving a F*ck.
5 Finance tips for a millennial lifestyle
5 Finance tips for a millennial lifestyle by Oli from Minted Millennials
The Life-Changing Magic of Tidying Up | Marie Kondo
Marie Kondo teaches you to simplify your life and make your home more peaceful by cutting down, organising and storing your possessions in her step by step guide.
The Valley of Disappointment; a mathematical certainty
The valley of dissapointment is a serious threat to anyone on the Journey to Financial Independence
The ADHD Advantage | Dale Archer
Dr Dale Archer is a famous psychiatrist and New York Times bestselling author. Dr Archer hosts his own TV and radio show, as well as blogs and writes extensively on the topic of ADHD, the Attention Deficit Hyperactivity Disorder, or sometimes called ADD (attention deficiency disorder). He also happens to suffer from the condition
The 80/20 Principle | Richard Koch
The 80/20 principle, otherwise known as the Pareto Principle or the Principle of Factor Sparsity states that 80% of the effects come from 20% of the causes.
Captain FI becomes a Millionaire
Captain Fi’s Journey from Zero to a seven figure net worth. Next stop… Financial Independence!
The 7 habits of highly effective people | Stephen Covey
Covey provides the reader with 7 Habits of Highly Effective people to improve their personal and professional effectiveness. By understanding how the world works and shifting your mindset to take advantage of this well, you can create great success.
Raising Boys in the 21st Century | Steve Biddulph
Raising Boys in the 21st Century is one of the most popular parenting books ever written. Biddulph tackles the tricky issue of parenting from baby, toddler to teen, and things you can do to ensure your son grows up to be a strong, kind and successful man.
Predictably Irrational | Dan Ariely – Book Summary
Predictably irrational is a New York Times best seller, and explores the hidden drivers behind how humans act and make decisions, which turns out to be far less logical than you might think.
Think and grow rich | Napoleon Hill – Book Summary
Think and Grow Rich is a summary of over 20 years of research and observations of over 500 wealthy individuals. Hill describes how he observed these people to be successful, and provides 13 of their most common habits. With over 70 million copies sold, Hill is one of the best selling self help authors around.
Barefoot Investor for Families | Scott Pape
In the follow up sequel to his original best selling hit ‘The Barefoot Investor’, Pape turns his attention to the younger generation and helping parents to teach their children how to be financially literate.
The Selfish Gene | Richard Dawkins – Book Summary
From the author of the best selling ‘The God delusion’, Dawkins explains the theory behind genetics and the potential for the coded information stored within genes to become immortal through successful survival, adaptation and replication.
The Snowball | Alice Schroeder, Warren Buffet – Book Summary
The Snowball is a biography of Warren Buffett, the ‘Oracle of Omaha’ and worlds best investor. Schroeder details his humble start in life and his burning desire for investing knowledge even as a child, all the way to his incredible successes with value investing and running Berkshire Hathaway.
The Total Money Makeover | Dave Ramsey
Dave Ramseys Total Money Makeover teaches you through seven steps how to build a strong financial future. Ramsey is the most popular personal finance book of all time, with millions of copies sold globally
The Millionaire Next Door: The Surprising Secrets of America’s Wealthy | Thomas J. Stanley
The Millionaire Next Door explains the incredibly simple financial habits that the affluent have which leads to an accumulation of wealth and reaching of financial independence. Stanley shows how with some basic planning, living below your means and avoiding being stupid with your money can lead to becoming a Millionaire.
Raising girls in the Twenty First Century | Steve Biddulph
Biddulph explains in ‘Raising girls in the 21st Century’ that corporations have made millions from the ‘pinkification’ of girlhood. The challenging demands of modern society and the pervasiveness of the internet and social media has exaggerated anxiety, narcissism and led to increased childhood exposure to pornography and other detrimental factors to girls development.
How Not to Die | Michael Greger, Gene Stone
How not to die explains how you can extend your life, and your quality of life, based on scientific evidence which recommends switching to a predominantly whole food plant based diet.
Motivated Money | Peter Thornhill – Book Summary
Peter Thornhill’s experience and insights into wealth creation through investment and his entertaining delivery make for a good read. Motivated Money led to Thornhill becoming a sought after presenter and recognised financial commentator.
Why read Financial Independence books?
Financial Independence books are the best way to learn more about earning, saving and investing more in order to change your lifestyle to become more wealthy.
The Captain’s Library: The Best Financial Independence and Personal Development Books
The Captains Library contains my personal reading list of valuable and highly influential personal finance, financial independence and investing educational material
The Low Information Diet
The low information diet means exactly that, soaking in less information. Turn off the TV, stop worrying about the news, turn off social media and just relax.
The Intelligent Investor | Benjamin Graham
The Intelligent investor is written by Benjamin Graham, the father of value investing and is a fundamental must read for all investors. Whilst it is fairly advanced, it is easy to read and forms part of the due diligence all intelligent investors need to do.
The Four Pillars of Investing | William Bernstein
Before trying to tell you what to do, Bernstein addresses some of the reasons of ‘Why’ and ‘How’ behind investing. He introduces market theory, discusses the history of investing, and explains the influence of human psychology and the very real impact of the media
Why I sold my motorcycle
I recently sold my bike. It wasn’t an easy thing to do, but was something that weighed on my mind for some time. Now that I have, I am glad that I did so…
Stealth Wealth
Why you should never reveal your income and net worth, not even to your friends and family. Read on for my take on Stealth Wealth.
How the Economy Works; Confidence, Crashes and Self-Fulfilling Prophecies | Roger E.A. Farmer
Farmer offers a fairly jargon-free discussion of modern economics; comparing classical and Keynesian economic theories
Minimalism for Financial Independence
The concept of minimalism might spark a myriad of different ideas in everyone brain. Truth be told, minimalism means different things to everybody and there isn’t really a definition, but I like to think of it being a concept of clarity, purpose and intentionality
Reflections on an amazing childhood
One of my biggest motivators on the path to Financial Independence is the dream of one day becoming a Dad. To explain why this is so important to me, I want to reflect on my own childhood experiences.
The Intelligent Asset Allocator | William Bernstein
The Intelligent Asset Allocator tackles the issue of how to build a modern investment portfolio to maximise returns and minimise your exposure to risk.
Secrets of the Millionaire mind | T. Harv Eker
T. Harv Eker’s ‘Secrets of the Millionaire Mind’ is about mastering the inner game of Wealth. It has a load of totally fantastic information about wealth generation, and also staying wealthy.
Why you Should Track your Net Worth
Your Net Worth is the positive sum total of your assets (such as stocks) minus any liabilities (such as a mortgage or credit card debt).
Bio-Hacking your Brain; Understanding your Brain Chemistry
Hormones play crucial roles in our brains chemistry. Understanding them can be the key to boosting your productivity, achieving more, feeling less stressed and more at peace with yourself
Side Hustles and Passive Income
Side hustles are an affectionate nickname given to things you can do ‘on the side’ of your main job to try and earn a bit of extra money. Even better is passive income, which generates you money whilst you sleep!
How to be a financial mentor by Mr Life On FIRE
If you do smart things with money for long enough, those around you start to take notice. There is no doubt that you’ll stand out because money sense is not common sense!
How to Grow Rich With a Garden
Investing is like gardening. You need to work and gather resources (i.e. capital), learn how you can put those resources to work properly and then implement your strategy.
How Inflation Silently Robs Your Savings
Inflation is the gradual rise in living costs that occurs as a currency slowly devalues. The rate of devaluation of a currency is called the inflation rate.
Happiness Through Financial Independence
Having money won’t make you happy, but it can help you avoid things you don’t like. Check out our blog on happiness through Financial Independence.
How to make more money
Who doesn’t want more money? Follow our simple seven step guide on how to boost your income and accelerate your path to Financial Independence
My Journey to Financial Independence
My journey toward financial independence through minimalism, saving, investing and learning from graduating school through over a decade working