Click here to read the Captain FI Net wealth update for Q1, 2025.
Financial Independence
Financial Independence tips and tricks
Captain FI Net wealth Update Q3 2024
Click here to read the Captain FI Net wealth update for Q3, 2024.
Beem App Review; How does this bill splitting app work?
Beem app is a free person to person payment service which allows you to send and receive money, split bills, and request money. Here’s my full Beem App review.
Affiliate Marketing Courses: Making Sense of Affiliate Marketing vs eBusiness Institute
This article is a detailed look at Making Sense of Affiliate Marketing vs eBusiness Institute, to help you make the most informed decision.
Captain FI Net wealth Update Q2 2024
Click here to read the Captain FI Net wealth update for Q2, 2024.
Superannuation in Australia
Superannuation in Australia and its role in early retirement from an experienced and long term investor who has reached Financial Independence.
Flux Finance Review: How fintech Flux Finance can help you with your money
Is Flux Finance the key to better manage your money? This Flux Finance review explores its features & resources, so you can make an informed decision.
Commonwealth Bank Review; Does it live up to the hype?
Commonwealth Bank is one of the Big 4 banks in Australia. Plenty of bad reviews but also many loyal customers. Read on for the full Commonwealth Bank review.
Best Finance and Investing Podcasts
Captain Fi’s shortlist of the best personal finance and financial independence podcasts in Australia and all over the world.
Affiliate Marketing Training – Authority Hacker vs Making Sense of Affiliate Marketing
Looking into affiliate marketing courses? This is a close look at Authority Hacker vs Making Sense of Affiliate Marketing, to help you make the right decision.
Barefoot Investor Health Insurance
Barefoot Investor health insurance is Scott Pape’s tips and recommendations for obtaining health insurance in Australia. So, do you really need it? Read on..
Bamboo App Review; Micro-investing for Crypto
Investing in crypto for the first time can be daunting, but Bamboo app makes it easy to invest in Bitcoin and Ethereum with your spare change.
Best Money and Budgeting Apps in 2025
Trying to manage your financial wellness? Budgeting apps can help! Here are the best money and budgeting apps for the year, with features, pros and cons.
Income School’s Project 24 Review
Income School’s Project 24 has detailed courses about creating and monetizing blogs and YouTube videos. Here’s my full Project 24 review..
Dividends vs Capital Gains Investing styles
Dividends vs Capital gains (Thornhill vs Boglehead) investing strategies explained. Is one better than the other? Let’s look at each strategy in detail..
Types of Insurance in Australia: A Comprehensive Guide
What are the different types of insurance in Australia? There’s several categories of insurance and some will be vital while there are also many optional types.
The Affiliate Lab Review; SEO & Affiliate Marketing Course by Matt Diggity
This Affiliate lab review will look at what this affiliate marketing course entails, discuss the cost, pros and cons to help you make an informed decision.
How to Earn Extra Money – 100+ ways to earn extra money
Need real strategies on how to earn extra money? This article suggests 100+ options to boost your income, tailored to various interests and abilities.
Jobs for 12 year olds; 12 suggestions
There are jobs kids can legally do while they are still at school, usually through their family network.. Here are 12 suggestions of jobs for 12 year olds.
Quiet Growth Review; The best robo advice service?Â
QuietGrowth is a robo-advice service with automated investment management. So how does it work and what are the pros and cons? Read my full Quiet Growth review.
Building online courses – online teaching platforms and course creation
Learn how to make money building online courses: Choosing a niche, an online teaching platform, course creation and marketing.
The 4 Hour Work Week | Timothy Ferriss
The 4 Hour Work Week by Timothy Ferriss book review by a long term investor who has reached financial independence. How does this classic stand up today?
Blossom App Review; Does it really help your savings grow?
Blossom App is a micro-investment app allowing users to invest in bonds. It may be risky, but deliver good returns. Read on for my full Blossom App review.
Why I Quit My Dream Job as a Pilot
In 2022, I quit my dream pilot job. This is an interview-turned-article, where I discuss why I quit, what I moved on to, and what was behind my decisions.
Meet the Frugalwoods | Elizabeth Willard Thames
Meet the Frugalwoods by Elizabeth Thames book review by a long term investor who has reached financial independence, following their family’s journey to FI.
Spacer Review: Book or Rent Out Storage Space
Spacer allows you to rent out storage space for your items. You can also make extra cash renting out your own space. Let’s take a look at the details..
Stake review; is it really cost-effective share trading?
Full Stake review from a long term investor who has reached financial independence. Learn about Stake fees, Stake Black and if Stake is legit.
The Simple Path to Wealth | JL Collins
The Simple Path to Wealth by JL Collins book review by a long term investor who has reached financial independence. How does this classic stand up today?
Barefoot Investor Budget: A Template to Manage Your Household Finances
The Barefoot Investor Budget can help you take control of your finances and reduce financial stress. Let’s take a look at Scott Pape’s approach to budgeting!
Matched Betting – An interview with Bonus Bank
An interview with Nico from Bonus Bank. What is matched betting, what is his experience with it and how can people make money from this side hustle?
ETax review – Australian tax return software
ETax is a tax return preparation and lodgement service that can take the worry out of tax time. Here’s my full Etax review..
An Interview with Derek Sall from Life and My Finances
Jump in for my interview with Derek, the founder of the Life and My Finances blog which now helps thousands of people every day with their money and finances.
Authority Hacker v Ebusiness Institute; Which is the best digital marketing course?
Authority Hacker v Ebusiness Institute is a Comprehensive Comparison Between The eBusiness Institute and Authority Hackers Digital Marketing Courses.
Rich Dad Poor Dad by Robert Kiyosaki – Book Review
Rich Dad Poor Dad by Robert Kiyosaki book review by a long term investor who has reached financial independence. How does it stand up 25 years later?
The Authority Site System (TASS) by Authority Hacker – Review
The Authority Site System (TASS) by Authority Hacker is a course that teaches how to set up a successful authority website. Is it worth it? Here’s my review.
Essentialism: The Disciplined Pursuit of Less by Greg McKeown Book Review
Essentialism: The Disciplined Pursuit of Less by Greg McKeown Book review by a long term investor who has reached financial independence.
Single Parenting Payment; Everything you need to know
Single Parenting Payment is a means-tested payment for families with children, and only one parent can receive it. So how much is it and who is eligible?
Captain FI: Net Wealth Update and Captains Log: Q3, 2023
Click here to read Captain FI’s FIRE Update for Q2, 2023.
Roboadvice – Getting financial advice from a roboadvisor
What is Roboadvice and should you use it for financial advice and investing? Here I discuss the benefits and some of the popular roboadvisors in Australia.
St George Home Insurance review; Is it worth it?
St George insurance can protect you from damage to your home or theft of your belongings. Here’s my St George home insurance review..
ASIC’s Money Smart Review
ASIC’s Money Smart is a website with info to improve people’s financial literacy. Created in 2011, it has heaps of helpful info, tools & resources.
InvestSmart Review; Is it really simple investing?
Take a deep dive into InvestSMART, an Aussie investment provider that is leading the way in hands-off, low-fee investments. Here’s my full InvestSmart review.
Fun things to do in Adelaide
I have had quite a few people ask me about what to do while visiting Adelaide so I started making lists of fun things to do in Adelaide. Here it is!
ANZ Smart Choice Super Review
ANZ Smart Choice Super is a retail super fund based in Australia. Here’s my ANZ Smart Choice Super review to help you decide if it’s the right choice for you.
BrickX Review; A smart way to invest in property?
BrickX allows people to invest in a property and receive income from rent without owning that property. Read on as I explain further..
Parkhound Review; Best way to find the cheapest park?
Parkhound matches renters with parking spaces. Parkhound provides the contract and organises payment. Is it really worth it? Here’s my full Parkhound review.
Navexa Portfolio Tracking Review – a better alternative to Sharesight?
Navexa is an investment analytics and tracking platform to track shares, crypto & managed funds. What are the pros & cons and how does it compare to Sharesight?
Vision Super Review
Vision Super is an award-winning, Australian-based public-sector super fund, open for anyone to join. Read the following review, for plenty to think about.
CHESS sponsorship for Australian share trading platforms
What are CHESS Sponsored Shares vs Non CHESS sponsored shares? Is one better than the other? Is CHESS sponsorship safer? Read on as I explain.
Estate Plan – A Folder for Managing your Wills and Estate
Estate planning is vital if you want to ensure your legacy and make life easier for loved ones. So what’s in Captain Fi’s estate plan folder?
Biggest Waste of Money – 23 Ways to Waste Your Money Fast!
Here are 23 ways to waste your money really fast! Take a look at your spending habits. What do you think is the biggest waste of money?
Qantas Travel Insurance Review: Is It Worth It?
If you’re travelling, it makes sense to take out travel insurance, but there are many providers! Let’s take a closer look at Qantas travel insurance..
Money School by Lacey Filipich Review: Become financially independent and reclaim your life
Lacey Filipich is the founder of Money School and the Author of the book ‘Money School – Become Financially Independent and reclaim your life’
Captain FI Net Wealth Update: Q2, 2023
Click here to read Captain FI’s FIRE Update for Q2, 2023.
Koala Mattress Review: Are They Worth It?
The Koala Mattress is an Australian-made foam mattress – they are affordable, comfortable and they get delivered free! Here’s my full Koala mattress review..
Tasmania Road Trip – Our ItineraryÂ
My partner and I enjoyed a one-week Tasmania road trip together. Here’s our itinerary, some tips we made for next time, some of the costs and what we loved.
Jucy Van Rental Review
Jucy vans are available in Australia and NZ. They have different sizes but are fully equipped. We hired a Tarago through Jucy. Here’s my Jucy Van rental review.
ART Super Review; Is it a good Super fund?
A review of ART Super; an Aussie super fund formed through a merger between QSuper and Sunsuper. Learn about investment options, fees, insurance & performance.
Eulogy to an Amazing Mum
It took me a while to write this… I have been processing my own emotions and learning to live with the grief. Here’s my eulogy to an amazing mum.
Slow Travel – Philippines and SE Asia
My partner and I spent 2 months traveling SE Asia in late 2022 through to early 2023. Here’s a breakdown of expenses and what really stood out from our trip!
eBusiness Institute Review 2025: Does it work and can you trust them?
This eBusiness Institute review considers whether the eBusiness Institute courses are good value for money and the various courses offered.
Podcast | FI Freedom Retreats with Amy Minkley
On board the pod is Amy Minkley to talk about FI Freedom Retreats in Bali. We discuss Amy’s journey to FI and how FI freedom retreats was created!
What is a Budget Binder and Do I need one?
Budget binders help people keep track of their finances and to work towards financial goals. So exactly what is a budget binder and do you need one?
REST Super review – How do they stack up?
REST is Australia’s 3rd biggest super fund by membership. Started for the benefit of retail workers, it’s now open for anyone. Here’s my REST super review.
Turning a shipping Container into a Home; How easy is it?
Shipping container into home: it is possible, but they require permits. They’re cheaper & quicker to build than regular houses. So what’s involved? Read on..
Podcast | This Is Your Captain Speaking #4 – One Year of Early Retirement
‘This is your Captain Speaking’ is a series from the Financial Independence Podcast where CaptainFI provides updates on his FIRE journey.
Barefoot Investor Pillow Review; Is the Dunlopillo overrated?
What is the Barefoot Investor Pillow? Dunlopillo pillows are made from natural latex, and Barefoot Investor says they are good value. Here’s my full review..
Finance blogs: The Best Financial Independence and Personal Finance blogs
Finance blogs – the best financial independence and personal finance blogs from Australia and the World!
What is the Opposite of Frugal?
Let’s look at the meaning of frugality, its synonyms & antonyms, and how it differs from ‘cheap’. So, can you still reach FI if you’re the opposite of frugal?
Save Money on Bills; Scripts to Negotiate Your Bills
There are many ways to save money on bills, but have you tried calling your provider and actually ASKING for a better deal? Here are the scripts I use..
UniSuper Review – How do they compare?
UniSuper is an award-winning super fund which is also one of Australia’s largest. Read this UniSuper review to see what they can offer and how they measure up.
Being a Live In Carer for my Dying Mother
A live in carer is someone who cares for someone whilst living in their home. This is my experience as a live in carer for my mother before she passed away.
Captain FI’s Residential joint venture property development investment
Captain FI’s residential joint venture property development investment – what it takes to finance and manage a subdivision and build on a small development
Youi Car Insurance Review – award winning car insurance
Youi award winning car insurance can help provide peace of mind if the unexpected happens. Read on for my full Youi car insurance review..
Financial Independence Retire Early (FIRE) for Beginners
Financial Independence gives you the choice to direct your time and energy into the things that you truly value, rather than the things that you don’t.
10 At Home DIY Projects to Save You Money
There are simple at home DIY projects you can do to save you heaps of money. Here are 10 ideas – how many of these have you done, or would consider doing?
House Hacking in Australia: How to Save Money On Housing
Looking for ways to save money on your housing in Australia? House hacking is a potential solution. Read on as I explain further
Australian Super Review – What You Need To Know
Australian Super is Australia’s biggest super fund. Here’s my Australian Super review to help you decide if it’s the right super fund for you.
Strategic Asset Allocation for Investment Portfolios
Asset allocations can be a source of self doubt and something any investor can change their mind on. Let’s look at asset types & my strategic asset allocation.
AllHomes Review; Real Estate website and App
AllHomes is a real estate website and app, based in Canberra, with listings for the whole country. Read on for my full AllHomes review..
RSPCA Pet Insurance Review: Are They the Best?
RSPCA pet insurance is one of the most popular insurers in Australia, but are they the best? Here’s my full RSPCA Pet Insurance review.
Finder Review: Is this website safe to use?
Finder is a comparison site that allows you to compare products and find the best deal. So can you trust it? Read my full Finder review.
Woolworths Pet Insurance Review; Is it worth it?
Woolworths Pet Insurance can be a way of protecting your bank balance against vet bill shock. But is it worth it? Here’s my Woolworths pet insurance review.
Podcast | Andy Darroch – Independent Financial Advisor
On board the pod today is Andy Darroch. Andy calls himself a self-loathing financial advisor and has some controversial views on the financial advice industry.
MLC Superannuation Review: How do they measure up?
MLC is a stalwart of Australian superannuation funds. Read this MLC superannuation review to help weigh up if their offerings are right for you.
Vanguard Diversified High Growth Index ETF (ASX:VDHG) Review
VDHG ETF review; A complete review of Vanguard Diversified High Growth Index ETF (ASX:VDHG) from a long term index fund investor. Read on..
How to Start Investing in Australia
Have you wondered how to start investing in Australia? Yes, there are heaps of options, but don’t let that put you off. Here are some investment options.
Barefoot Investor Buckets – How to set up your barefoot buckets in 2025
What are, and how to set up the barefoot investor buckets.
Family Financial Planning – The cost of raising children in 2025
From pregnancy and birth, to raising young kids, there’s a lot to consider when it comes to family financial planning. So what is the cost of raising children?
Aussie Paid Surveys Review
Aussie Paid Surveys gives users access to websites that pay for completion of surveys. So, is it worth it? Â Here’s my full Aussie Paid Surveys review..
RAA Car Insurance Review
RAA provides car insurance and other services. So what are the pros and cons and is it worth it for those outside SA? Here’s my full RAA car insurance review.
Bank of Melbourne Review; How do they measure up?
In this Bank of Melbourne review, I evaluate their offerings and accounts, weigh the pros and cons of being a customer with them and discuss their FAQs.
Investing in index funds in Australia in 2025
Investing in index funds in Australia is a simple and easy way to get your dollar employees working for you. So what is an index fund? Why are they so popular?
Sharesies Review; Is this investing platform trustworthy?
Sharesies is a popular NZ-based investing platform. Learn about features, regulatory & ownership structure, and investment options in my full Sharesies review.
Proppie Review; Shared property ownership
Proppie makes it easier for people to get into the property market sooner and facilitates shared property ownership. Read my full Proppie review..
Budget Direct Car Insurance review
Car insurance premiums can vary a lot! I found Budget Direct and stuck with them. Read on for my Budget Direct car insurance review..
What is Income Protection Insurance?
An in-depth evaluation into what income protection insurance is, who is most likely to benefit from it and the average price of a policy.
Pearler Micro review – the best way to start your investing journey?
A comprehensive Pearler Micro review from an experienced and long-term investor. Is Pearler Micro the best way to start your investing?
Buying International Shares from Australia
Getting exposure to international markets doesn’t have to be difficult. By choosing ETFs, buying international shares from Australia can be easy!
Budget Camping; My Frugal Vehicle Camping Set Up
There are many ways you can go budget camping. Check out how I set up my vehicle and camping gear in the most frugal way.
Top 10 Benefits of Financial Independence
Here are the top 10 benefits of financial independence and why I have been so passionate about the whole FIRE movement. Read on..
Barefoot Investor Review; Does the Barefoot Investor Work?
Does Barefoot Investor work? My Barefoot Investor review covers his steps to reach financial independence and explains how this book changed my life.
Drawbacks of Financial Independence and the FIRE movement
There can be downsides to pursuing financial independence. While there are many huge benefits, I have described 10 drawbacks of the FIRE movement here..
10 Money Saving Tips for 2025
There are some simple things you can start doing now to save more money fast. These 10 money saving tips can help you reduce your expenses and get ahead.
HubDoc Review; making tax time easier?
Hubdoc is a reasonably priced application for extracting data from bills and receipts and exporting it to accounting software. Read on for a full Hubdoc review.
Australian Foundation Investment Company AFIC (ASX:AFI) LIC review
Read on for the Australian Foundation Investment Company review (ASX:AFI) – Australia’s largest LIC, from an experienced and long term investor.
Captain Fi Podcast | Money with Ana Kresina
On board the pod is Ana Kresina who works in Fintech under product management. We discuss career advancement, personal finance, travel and investing.
CoinLedger review – Crypto tax software
CoinLedger is software for calculating tax liability for cryptocurrency in 16 countries. Most of the features are free but you must pay for a tax report.
Crypto.com review; the best Crypto exchange?
Crypto.com: a crypto exchange with its own cryptocurrency, the Cronos. It operates in 90 countries, and the platform’s easy to use. Here’s my Crypto.com review.
FreshBooks Review; online accounting service
FreshBooks has reasonably priced cloud-based accounting software with an app for small businesses and a number of useful features. Here’s my Freshbooks review.
How To Use Debt To Get Richer
Not all debt is bad, so it’s important to know the difference between good debt and bad debt. Read on as we unpack how to use debt to get richer!
Bet365 Review – can you profit from 365Bet?
Bet365 is an online gambling company based in UK. It operates in more than 200 countries & has a wide variety of sports for betting. Here’s my Bet365 review.
MyBudget Review; How does it work?
MyBudget is an Australian service that creates budgets for clients and helps them to pay down debt and to save more. Here is the full MyBudget review..
Deposit Photos Review – paying for images
DepositPhotos is a stock photo website with more than 1.5 million images as well as music and videos. Read on for the full Deposit Photos Review.
Energy Rating Calculator Review; How does it work?
The Energy Rating Calculator allows consumers to calculate the cost of running an appliance. It adds the cost of the appliance to the cost of the electricity.
TaxBit Review – Cryptocurrency tax software
A thorough review of cryptocurrency tax platform TaxBit including how it works, pricing, pros and cons and FAQs. Read on for the full Taxbit review..
Retirement Planning; Investment Portfolio Safe Withdrawal Rates
Part of retirement planning is working out your safe withdrawal rate from your investment portfolio. So how much can you actually withdraw and how does it work?
Captain Fi Podcast – Tax with Minh
On the Pod today is Minh, a licensed tax accountant to talk about some of the things that you should consider when submitting your tax return.
Hi Pages Review; How does it work?
Hi pages is an Australian service that connects trusted tradies with homeowners. The service is free for clients, but tradies pay a monthly subscription.
Cash is Trash? So where should you actually put your cash in 2025
Do people still keep cash these days? If you have large amounts of cash on you, or in a bank account, then cash is trash! There may be better options for you..
Airtasker Review; Is it worth it?
Airtasker is a platform where people can post jobs that need to be done. So is it easy to use and how much does it cost? Read on for the full Airtasker review.
Finance broker: Can they really save you money?
A finance broker is a third party that helps to connect you to a lender, with the goal of getting you the best deal that they can. Is it really worth it though?
Shares vs Property; What’s the better investment?
The debate: whether to invest in shares vs property is one that rages on in the FIRE community. Your asset of choice depends on the kind of investor you are.Â
Podcast – Pearler update with cofounder Nic Nicolaides
Since I started investing through Pearler in 2020 a lot has changed. Todays podcast guest is Nic Nicolaides, one of the cofounders of Pearler give us an update!
Bad Debt; What Is It, and How to Get Out of it!
Bad debt refers to consumer debt, whereas good debt is usually debt that refers to assets, such as a mortgage. So how do you get out of bad debt and get ahead?
Podcast – Amber Parr on GeoArbitrage to South East Asia
On board the podcast today is Amber Parr – one half of the Money Madams Podcast to share her knowledge and experience with geo-arbitrage.
Buying in Bulk to Save Money
Buying in bulk often will save you money, but there can be hidden costs. You need to look at the unit price and do your comparisons.
Wise Review; the cheapest way to transfer money overseas?
Wise is a P2P currency exchange service allowing you to hold balances in different currencies. Read on for the full Wise review, including pros and cons.
Property Investing to reach Financial Independence
You can reach financial independence through property investing but you need to be smart about it. Let’s take a look at this asset class for building wealth.
What is Life Insurance, and Do I Need It?
What is life insurance exactly? An all inclusive evaluation of what life insurance is, the different types available, who they’re for and how much they cost.
Unsplash Images Review – images for free
Unsplash images are free stock images that can be used by anyone. So how does it work, are there rules, and what are the pros and cons? Read on..
‘Why you act the way you do’ by Tim Lahaye. Is this worth reading?
Looking for a book that can help you better understand yourself and others around you? check out ‘Why You Act The Way You Do’ by Tim Lahaye
Finspo review – making home loans easier?
Finspo is an online mortgage broker with an app to help you find a home loan and pay it off ASAP. So are they really worth it and is it free? Read on..
10 Ways To Embrace Frugality So You Can Invest More
10 ways to be embrace frugality where spending is inevitable, to invest more money into your future and help you achieve financial independence.
SmarterQueue review; Smarter social media scheduling?
Looking for a social media scheduling platform? Check out Smarterqueue! With a free trial and 4 different plans, there’s sure to be an option that suits you.
Receipt Jar Review – turning receipts into cash
Receipt Jar is an app for both android and IOS smartphones. Users scan their shopping receipts in order to earn eGift cards. Is it really worth it?
Audible Review – listen to your favourite books
Audible provides its subscribers with either 1 or 2 audiobooks per month as well as giving access to podcasts. Read on for the full Audible review.
TaskRabbit Review; the best task platform?
Wondering if TaskRabbit is worth it? We break down the platform, including prices, services, and more, to help you decide if it’s the right fit for you.
Top 10 FIRE Blogs Worldwide
A detailed review of the 10 best worldwide FIRE blogs, including information about the authors and the content that they publish.
Podcast – Lacey Filipich on Life, Money, Mini-retirements, and Death
On board the podcast today is Lacey Filipich, acclaimed public speaker and author of Money School, to talk about life, Money, Mini-retirements and Death
Top 10 FIRE blogs in Australia – retire early and enjoy life
While many aspire to FIRE, and financial freedom, following the top 10 FIRE blogs in Australia can help with tips and tricks to get you there faster.
Magic Mushrooms – My experience with Psilocybin shrooms
Read about my profound spiritual healing experience with psilocybin taking psilocybe subaeruginosa shrooms.
Spriggy Review – Pocket money card and App
Spriggy pocket money app and card can teach kids the fundamentals of financial management in a cashless society. Is it worth it? Read the full Spriggy review.
Financial Abuse – What to look out for
Financial abuse: a form of coercive control that falls within the context of domestic abuse. Recognising the signs & educating yourself is the best protection.
What is FAT FIRE?
The FAT FIRE movement has caught the attention of many in the workforce, with the idea of reaching FI to RE. So what is FAT FIRE and how do you achieve it?
Tiger Brokers Review
A review of the online investing platform Tiger Brokers and whether it’s a viable option for those looking to expand their investment portfolio internationally.
BearTax Review – Cryptocurrency Tax Software
BearTax can help keep track of your crypto transactions for tax purposes, and ease the headache of record-keeping in preparation for tax time.
Tiny Houses Australia – Compact living for Financial Independence
Tiny houses are gaining in popularity in Australia. As housing affordability becomes even more of an issue, tiny houses can provide a cheaper housing solution.
H and R Block Review – no-frills tax accounting
It doesn’t have to be tax time to start thinking about tax preparation. Let’s look at H and R Block – the pros and cons of using them for your tax accounting.
Search Engine Optimisation – What is SEO?
Ever wondered about SEO? Read this SEO guide to learn what Search Engine Optimisation is and how it can help your website rank higher in search engines.
SEEK review – a way to find better paying roles?
SEEK is an Australian run website aimed at connecting job seekers with job opportunities. SEEK also provides tips and advice. Read on for the full Seek review.
Copyscape Review; The Best Plagiarism Checker?
Considering using Copyscape to check for plagiarism? What are the features and how much is it? Find out everything you need to know in this Copyscape review.
Podcast – Insurance with the MoneyMadam Katherine Hayes
On board the podcast today is the MoneyMadam Katherine Hayes, to talk all about Personal Insurances (how to cover your butt!)
Choice Review; Is it a reliable and trustworthy website?
Choice is an Australian consumer advocacy group. Choice also provides unbiased advice on products and services. Read on for the full Choice review..
ANZ Bank Review – One of the best ‘Big 4’?
ANZ is the biggest bank in New Zealand and a popular choice for many Aussies. There’s also varying pros and cons. Here’s my full ANZ bank review.
Why airport food is so expensive – 10 reasons
Ever wondered why that sandwich and coffee is so pricey at the airport? It’s not just ‘because they can’. Here’s 10 reasons why airport food is so expensive.
Surfer SEO Review – Ultimate Website SEO Optimisation
Is Surfer SEO the best content editor and on-page optimisation tool out there? Find out in this comprehensive Surfer SEO review.
WestPac Bank Review – How Does it Measure Up?
Westpac bank is Australia’s oldest bank and offers a range of accounts and loans, however there are also mixed reviews. Check out the full Westpac Bank review.
An interview with CaptainFI on ETFs for Beginners
Check out Captain FI’s interview with Phil Muscatello and Ana Kresina on ETFs for beginners where we talk about Financial Independence, Retire Early
Investing in Gold in Australia
Everything you need to know about investing in gold in Australia from an experienced and long term investor on the path to financial independence.
NAB Bank Review – is a ‘Big 4’ bank better?
A NAB bank Review for Australians seeking a reliable banking experience with one of the Big 4 Banks. What are the pros and cons?
Podcast | This is your Captain speaking #3 – Early Retirement Update
‘This is your Captain Speaking’ is a series from the Financial Independence Podcast where CaptainFI provides updates on his FIRE journey
ME bank review
Find out if ME digital bank is a good choice for your accounts with this ME bank review. Learn more about what kind of value they provide their customers.
Octopus Survey Review
This Octopus Survey review will give you a complete overview of this survey company. How it works, what they pay, and whether or not this is worth your time.
Canva Pro review; is it worth it?
Canva is a graphic design tool with a free and a paid version. Is a Canva Pro membership really worth it? Read my Canva Pro review to see what I discovered.
Sherry from Save Spend Splurge
Save Spend Splurge Featured Interview. Sherry is a Financially Independent author and contractor, and helps empower women to become financially independent
86400 bank review; the first smartbank
86400 bank review from an experienced and long term investor on the path to financial independence.
Expensive things I bought that save money
Here are some pricey things I have bought which have brought me a lot of joy and saved me a lot of money in the long run.
Smashed Avocado by Nicole Haddow – Book Summary
Smashed Avocado is Nicole Haddow’s story of how she turned her life around, from significantly in debt to becoming a property investor.
Zero Waste Home | Bea Johnson – Book Summary
Zero Waste home is Bea Johnsons remarkable story of how her family almost completely eliminated their household waste – producing now less than one quart of garbage per year!
The Slight Edge | Jeff Olson – Book Summary
The Slight Edge proposes a new way of thinking. This method of processing information helps you make small daily choices that build to create a positive spiral.
Spenditude | Paul Gordon & Janine Robertson – Book Summary
Spenditude is written by a pair of finance experts, and is all about changing your underlying attitude and opinion of money to bring about meaningful change to your financial habits
You can negotiate anything | Herb Cohen – Book Summary
Written in 1980, Cohen shows that life is a constant stream of negotiations which occur in almost every avenue, including many which people don’t understand or are unwilling to recognise
2040 A handbook for the Regeneration | Damon Gameau
‘2040’ envisions what life might be like for Gameau’s daughter if we proactively tackled climate change with drastic changes our environment desperately needs.
The Happiness Advantage | Shawn Achor – Book Summary
In The Happiness Advantage, Achor explains his 7 principles that fuel success and performance at work and covers techniques to rewire your brain for happiness.
Tiny house: live small, dream big | Brent Heavener
Brent Heavener’s Tiny House is a book inspired by his original blogging and Instagram account (@TinyHouse) about alternative living arrangements.
Stillness is the key | Ryan Holiday – Book Summary
Stillness is the key by Holiday relates Stoicism to modern life, and explains how influential people have been able to channel its power to become successful.
How to Fail | Elizabeth Day – Book Summary
Learning how to fail is a very valuable lesson that anyone on the path to Financial Independence should learn, because ultimately the path to Financial Independence is paved with failure
Chillpreneur | Denise Duffield-Thomas – Book Summary
Chillpreneur is an easy read about Denise’s strategy to take back control of your life. Denise shares her inspirational (and funny) stories and teaches you how to overcome limiting beliefs when it comes to money, with the aim to empower more people (specifically women) to become more financially successful.
In Defense of Food | Michael Pollan – Book Summary
In Defense of Food – an eater’s manifesto is written by accomplished food author and lecturer Michael Pollan.
Flash Boys | Michael Lewis – Book Summary
Flash Boys is a story about a group of finance professionals who investigated some shady practices in the industry – such as High Frequency Trading.
John Bogle on Investing | John Bogle – Book Summary
John Bogle on Investing is a collection of the best speeches and lessons presented by John Bogle, founder of Vanguard Investments, over his lifetime
Common Sense on Mutual Funds | John Bogle – Book Summary
First published in 1999 by the late John Bogle, Common Sense on Mutual Funds explains how investors can best use mutual funds to reach their investing goals.
The Elements of Investing | Burton Malkiel and Charles Ellis
Malkiel and Ellis aim to remove all the jargon and bullshit the financial industry throws at you, and distil investing down into its most basic and easy to understand form.
Stop Acting Rich | Thomas J. Stanley – Book Summary
Stop Acting Rich addresses one of the fundamental mindset deficiencies that stops most people from becoming millionaires: They act rich.
The Millionaire Mind | Thomas J. Stanley – Book Summary
In the Millionaire mind, Stanley delves deeper into the psyche of the average Millionaire, finding out how they tick so we can reverse engineer important lessons
The Wealthy Barber | David Chilton – Book Summary
Pay yourself first is the big take away from The Wealthy Barber, a story about being financially boring – but responsible.
How to Retire Happy, Wild and Free | Ernie Zelinski
How to Retire Happy, Wild and Free tackles the very important and often neglected area of retirement psychology and mental health.
Financial advisors – Do I need one?
Financial advisors are qualified finance professionals who are regulated by a number of professional bodies and regulators to provide personal financial advice.
You Need A Budget | Jesse Mecham – Book Review
Mecham founded YNAB (You Need a Budget), an online software budgeting tool which has helped many people create a budget and get on top of their finances.
Quit Like a Millionaire | Kristy Shen and Bryce Leung, forward by JL Collins
Quit Like a Millionaire is the story of how Shen and Leung were able to retire early without any crazy schemes, extreme risk exposure, luck or inheritance.
How to win friends and influence people | Dale Carnegie
How to win friends and influence people by Dale Carnegie has shaped behavioural psychology since its release in 1936. This self help classic focuses on your relationships and interactions with other people, demonstrating through examples of mindfulness how you can become more likeable, win people over and and lead others without being intrusive.
How to Retire Early | Robert and Robin Charlton
How to Retire Early by Robert and Robin Charlton is a summary and practical guide of their personal experiences working to achieve an early retirement by age 43,
Work Less, Live More | Robert Clyatt – Book Summary
work less live more: Semi-retirement is all about simplifying your life with a few simple changes and designing a lifestyle around sustainability, efficiency and your community
Quality of products – why quality products matter
Quality of products generally might mean a higher price upfront, but a much lower lifetime cost – this is exactly why quality products matter!
Set for Life | Scott Trench – Book Summary
Scott Trench from BiggerPockets – a property investment and financial independence blog teaches you through Set for Life how to build financial independence
An interview with Byron Tully
An interview with Byron Tully, an accomplished writer and author of the ‘Old Money’ book series.
Financial Freedom | Grant Sabatier – Book Summary
Financial Freedom is a guide to helping you make more money in less time, so that you can use your time more effectively on things you enjoy
Playing with FIRE | Scott Rieckens – Book Summary
Rieckens had his dream life: A luxury car, yacht club membership and a big house. Underneath this facade, he was struggling with depression, overworked and overwhelmed, with no exit strategy.
The Seven Laws of Money | Mike Phillips – Book Summary
A bit of a cult classic amongst entrepreneurs and executives alike, the Seven Laws of Money has been around for nearly half a century.
Against Thrift | James Livingston – Book Summary
Livingston explains how America’s extreme wealth gap (the growing difference between the have’s and the have not’s) undermines its economic growth by hampering the public’s ability to spend.
Sleep solutions – getting a good night sleep
Sleep solutions help you get a good, restful nights sleep – this is incredibly important for your short term performance, and your long term health.
Frugal vs Cheap
I think there is an incredible difference between being Frugal, and being cheap. Frugal is good, Cheap is not.
The Little Book of Common Sense Investing | John Bogle
The little book of common sense investing by John Bogle is a holy grail for investors. It has one clear take-away: owning a diversified portfolio of stocks and holding it for the long term is the only way to guarantee your fair share of stock market returns.
Pareto’s Law: The 80 / 20 Principle
Pareto’s Law, sometimes called the 80 / 20 principle, simply states that 80% of your results come from 20% of your efforts. It is a remarkably simple concept which reminds us to focus on the ‘low hanging fruit’, and not waste our time perfecting something ad infinitum.
The Life You Can Save: How to Do Your Part to End World Poverty | Peter Singer
Peter Singer’s classic ‘The Life You Can Save’ tackles the big issues surrounding World Poverty, Philanthropy and Charities. Singer encourages the reader to be cognisant of their role as a global citizen, and to help others as we help ourselves.
What Technology Wants | Kevin Kelly
Kevin Kelly, the former editor of Wired magazine and self confessed ‘Gadget’ addict, makes commentary on the increasing amounts of technology in our lives and how it shapes and influences our behaviour, emotions and even spending habits.
Scratch Beginnings: Me, $25, and the Search for the American Dream | Adam Shepard
Shepard sets out to a new city with nothing – only $25 in his pocket, the clothes he is wearing and a sleeping bag, and tries to build a new life.
The Paradox of Choice: Why too many options makes you unhappy
Have you ever walked into a gas station to pay for fuel and thought you might grab something sweet, only to be totally overwhelmed at the massive selection of every single candy bar that had ever graced the shelves of human kind?
The Barefoot Investor Blueprint
The Barefoot Investor blueprint was a subscription stock tipping and general financial advice newsletter run by The Barefoot Investor Scott Pape and his team of accountants and marketers.
Impulsivity and Self Discipline: Why I set myself limits
Setting soft boundaries and guidelines are a great way to practice self discipline and keep yourself on track to achieve the best you can, and enjoy life.
Plenitude: The New Economics of True Wealth | Juliet B. Schor
In Plenitude, Schor exults transitioning into a richer, more balanced life by focusing on sustainability in our economic systems.
Goal Setting for Smart Investors
Smart investors know they need to set goals on the path to reaching FI. These need to be Specific, Measurable, Achievable, Relevant and Time-based.
Tough Times Never Last, But Tough People Do! | Robert Schuller
Tough times never last, but tough people do goes to lengths to discuss why some people are so resilient and are able to bounce back from difficult or traumatic events.
The China Study | Dr Colin T Campbell
The China Study is a book written by Dr Colin Campbell, which was first published in 2005 in the United States. It is one of the best selling American books about nutrition.
Guide to Economic Indicators: Making Sense of Economics | Richard Stutley and The Economist
Economic indicators include GDP, Population, unemployment rates, government expenditure, inflation, exchange rates and wages.
Naked Economics: Undressing the Dismal Science | Charles J. Wheelan
In Naked Economics, Wheelan casually explains how personal finance is simply the consequence of global economics, and how understanding the bigger picture helps you to succeed with your individual money goals.
What happens when you pay off your mortgage in Australia
Most people have dreams about it – but is it practical to pay off your mortgage early, and what happens when you pay off your mortgage in Australia?
Do I have to pay tax on passive income in Australia?
Passive income is the goal for most of us on the path to Financial Independence. It allows us to continue living our best life whilst our assets tick away in the background, providing us with enough income to cover our cost of living. Actually that is the definition of financial independence; when ones income covers their cost of living. So how does tax work when it comes to passively earned income?
The Only Investment Guide You’ll Ever Need | Andrew Tobias
The Only Investment Guide You’ll Ever Need by Andrew Tobias is a great finance resource that is targeted at an American audience.
Struck by Lightning: The curious world of probabilities | Jeffrey Rosenthal
Struck by lightning is an entertaining read which provides the reader with an insight into the curious world of probabilities.
A Guide to the Good Life: The Ancient Art of Stoic Joy | William B. Irvine
A guide to the good life (the ancient art of stoic joy) is all about being content with less, and letting go of stress. Irvine gives the reader an insight into the stoic philosophy that was so popular in ancient Rome, and is still all to relevant in today’s society.
I Will Teach You To Be Rich | Rahmit Sethi
I will teach you to be Rich is Sethi’s advice about how you can be sensible about your income, budgeting, saving and investing and slowly grow richer every day.
Toward Rational Exuberance | B. Mark Smith
Toward Rational Exuberance is Smith’s story of how the stock market made its stunning transformation from a very private, closed industry into the widely discussed and openly invested in asset that it is today.
A Random Walk Down Wall Street | Burton Malkiel
In A Random Walk down Wall Street, Malkiel presents the author with a mountain of information; this is not a quick read, nor an easy one.
Economics Explained | Robert Heilbroner, Lester Thurow
Economics Explained tackles core economic principles, as well as providing insights on the disturbing growing trends of income inequality, the rise of globalised capitalism, and the silent tax or hidden erosion of wealth through inflation.
Extreme Ownership; How US Navy Seals Lead and Win | Jocko Willink, Leif Babin – Book Summary
Extreme ownership is a book on Leadership; Willink and Babin explain how using simple military techniques empowers your team to take ownership.
The Lean Start-up | Eric Ries – Book Summary
The Lean Start-up by Eric Ries is a book about managing uncertainty in business, and is specifically designed for start-ups.
Your Money Or Your Life | Vicki Robin – Book Summary
Your Money or your life; 9 steps to transforming your relationship with money and achieving financial independence was one of the original financial self help books which tackled the concept of ‘FIRE’ all the way back in 1992!
What to Expect When You’re Expecting | Heidi Murkoff
Heidi Murkoff’s What to Expect When You’re Expecting has become one of the most authoritative self help guides on pregnancy.
The One-Page Financial Plan; A Simple Way to Be Smart About Your Money | Carl Richards
Carl Richards offers readers some simple and basic tips to improve their finances and reduce stress through the use of a very simple financial plan.
From 0 to 130 properties in 3.5 years | Steven McKnight
Think and Grow Rich is a summary of over 20 years of research and observations of over 500 wealthy individuals. Hill describes how he observed these people to be successful, and provides 13 of their most common habits. With over 70 million copies sold, Hill is one of the best selling self help authors around.
The Journey to a Free Cost of Living
On the journey to Financial Independence, we gradually build up our invested assets which provide us an ever increasing stream of passive income. Dollar by Dollar, this passive income grows to eventually cover an increasing amount of our cost of living.
The Bogleheads’ Guide to Investing | Taylor Larimore
The Bogleheads’ Guide to Investing is a no nonsense guide to investing for everyone; teenagers, families, single parents & even those approaching retirement!
Early Retirement Extreme | Jacob Fisker
Early Retirement Extreme is a monster read. Fisker discusses how the consumer culture in the western world has led to a culture of decadence and waste.
Toxic Oil | Dave Gillespie – Book Summary
Toxic Oil is centred around the widespread use of Seed and Vegetable oils by the food manufacturing and fast food industries.
Nudge: Improving Decisions About Health, Wealth and Happiness | Richard H. Thaler, Cass R. Sunstein
A New York Times bestseller, Nudge is about improving your decision making and is co-authored by the 2017 Nobel Prize winning Author Richard Thaler, and Harvard law processor Cass Sunstein.
Reflections on Minimalism, Hoarding and Moving House on the path to FIRE
During my career I have moved 11 times, as well as spending significant periods (3 months +) interstate doing training courses and also living and working abroad. These have really helped me on the path to Financial Independence as it has helped me to understand what I really need to function and be happy.
The Richest Man in Babylon | George S. Clason
The Richest Man in Babylon is a pragmatic account of financial advice told through parables and stories from ancient Babylon.
Sweet Poison | Dave Gillespie
Sweet poison is centred around the health dangers of High Fructose Corn Syrup and its extensive use in the manufactured food industry.
Principles of Financial Independence
The Principles of FIRE form the foundation of the movement, and guide your behaviour in a way that helps you achieve happiness and success on your journey.
Work Optional; Retire Early The Non-Penny-Pinching Way | Tanja Heste
Heste blogged towards reaching financial Independence, and Work Optional is the summary of this blog, distilled into a convenient and well edited book.
Cashflow Quadrant | Robert Kiyosaki – Book Summary
Cashflow Quadrant is a great financial education book and the follow up to Kiyosaki’s best seller Rich Dad Poor Dad. Cashflow Quadrant focuses on educating the reader on the four types of earners
The Magic of Thinking Big | David J Schwartz – Book Summary
The Magic of Thinking Big is all about self confidence and believing in yourself. Schwartz teaches you to think big, and about the power of positivity and mindset when you want to achieve your goals.
My first transition to retirement financial planning process
This article explains in detail how I am going to structure my finances during retirement. Personally, I have broken this up into three stages based on age – FIRE, traditional early retirement, and conventional retirement.
The Automatic Millionaire | David Bach
Bach offers the reader a simple, step-by-step guide for gradually building wealth. By relying on constant, automatic small transactions and investments, Bach shows that even those with poor discipline can become Millionaires
Passive income ideas for Australia
Earning Passive income is a great way to boost your finances to accelerate your journey to Financial Independence. Check out my top passive income earners.
The Power of Habit – Why we do what we do and how to change | Charles Duhigg
Duhigg’s ‘The Power of Habit’ is behavioural psychology book and a New York Times best seller. Duhigg challenges you to view the the way you go about life and behave; your habits.
The Little Book that Beats the Market | Joel Greenblatt
The Little Book that (still) beats the market is a guide to implementing a simple mathematical formula for deciding whether to buy a stock, in order to generate long term profit.
The life changing magic of not giving a F*ck | Sarah Knight
Sarah Knight is a freelance author and editor who graduated from Harvard University. She has created a funny, informative and practical book in The life changing magic of not giving a F*ck.