Pets and other animals are great for kids development. Both physically in terms of exposure to dander, allergens and bacteria, as well as actually exercising them, and also psychologically as they provide companionship, an understanding of empathy, and an opportunity to take responsibility for looking after them.
Traffic jams. We have all been there, stuck bumper to bumper and awkwardly shifting between neutral and first, painfully riding the clutch, throttle and brakes
You’ve probably heard about some horror stories when it comes to the price of healthcare and life changing medical conditions. So what exactly are the differences between private and public healthcare in Australia, and how do they impact our journey to FIRE?
I have been a Budget Direct insurance customer for several years now. The policy has a rock bottom price, provides a great level of cover and the company is easy to deal with. The policy is underwritten by Auto General Insurance, one of the biggest insurance providers in the world. Budget direct have won a number of awards, including Money Magazine Insurer of the year, and a five star Canstar rating for 14 years running!
Your savings rate is the number one factor for the time it will take you to reach Financial Independence. At the end of the day, it is a combined measure of how fast and efficiently you are increasing your Net Worth.
We all know that a low cost of living is crucial to maximising your savings rate and minimise your time to reaching FI, but maintaining a low cost of living is also a principle of minimalism; being mindful with your money. None of us like waste, so here are my top tips to Shave years off FI with your grooming!
Rules of thumb are a great way to rationalise your budget and figure out if your savings goals are reasonable, or if your falling short of the mark
Figuring out whether you should rent or buy is a big decision, and an incredibly personal one depending on your lifes circumstances
Everyone eats right? Check out our guide on finding the best grocery store for reaching FI
Personal hygiene products like shampoo and body wash, as well as cleaning chemicals and products are worth hundreds of billions per year. Accordingly, Billions of dollars are spend on advertising these products, convincing you that you need to buy them.